Have you got your contents insurance in place? If not, take a look at the My Home Contents Insurance Scheme for tenants and residents to insure the contents of their homes. While the building is covered by BCHA’s insurance, this doesn’t cover your personal possessions.
The My Home Contents Insurance Scheme is a specialist insurance scheme provided by Thistle Tenant Risks. The policy covers the contents and personal belongings of tenants in social housing against loss or damage from specific events such as fire, theft or escape of water.
The My Home Contents Scheme can cover most of your household goods and contents whilst in your home. This includes your furniture, TV, clothing, carpets, electrical items and more.
The insurance also covers replacement of external locks if your keys are lost or stolen, and the contents of your fridge and freezer, excluding damage caused if the electricity supplier deliberately cuts off the supply to your home.
There are also additional cover options, which you can add to the standard policy.
The scheme does not cover property used or held for business or professional purposes.
Full details of the policy cover and exclusions are available on request before you apply for cover.